For more than 20 years, Kirk Watkins has provided win-win solutions to Fortune 1000 companies. Skilled in creative insurance product design, utilization of captive insurance companies, employee benefits and HRIS technology, Kirk was a 2003 Ernst & Young Entrepreneur Of The Year finalist and holds two U.S. patents in the financial services, HRIS, and e-commerce areas. Kirk currently serves as the Captive Insurance Programs - Practice Leader for Trion, a Marsh & McLennan Agency, where he combined his knowledge of financial services, insurance, and employee benefits to develop Trion’s BeneCap program. BeneCap is a turn-key program that allows employers to grow their captive by integrating 100% employee-paid voluntary benefits and warranty programs with their existing risk management strategies. The program provides: diversification, low risk, high predictability and profitable, third-party business. An expert at identifying and creating solutions for underserved opportunities, Kirk specializes in developing products that add value to his clients with little cost, minimum administrative effort and benefit both the employer and employee.